HUD-Approved Housing Counseling Agency
GROWTH is a HUD Approved Housing Counseling Agency that can provide advice on buying a home and credit issues. GROWTH provides enhanced access to its programs and financial services that include the following programs:
GROWTH has four HUD certified housing counselors on staff to assist anyone in need of financial education, housing counseling, and foreclosure prevention services. GROWTH has offers pre-purchase and post-purchase counseling, foreclosure prevention counseling, owner-occupied rehabilitation programs, purchase-rehabilitation programs and other down payment and closing cost assistance programs.
GROWTH was awarded Foreclosure Prevention Program Funds that provides enhanced counseling services for those that are at risk of foreclosure. Foreclosure Prevention Program funds are used to increase GROWTH’s capacity to provide foreclosure prevention outreach and housing counseling, specifically assisting in the following areas:
GROWTH offers pre-purchase counseling and homebuyer education workshops to ensure that the homebuyer is entering the home-buying process with your eyes wide open.
Attending a one-day homebuyer education class is required for all homebuyers purchasing through any one of GROWTH’s homebuyer programs. In most cases, the class must be taken by the homebuyer(s) prior to making an offer on a home.
In all cases, the class must be completed by the homebuyer prior to closing.
Photo credit: Top photo courtesy of the HUD Exchange.
About the class
Information is provided to potential homebuyers on how to prepare to buy a home, and includes valuable information about options that are often overlooked or misunderstood by homebuyers.
Course curriculum includes the following Fair Housing topics, allowing for an individualized approach to learning the process of obtaining a mortgage:
post purchase counseling
Along with many advantages of homeownership there are many responsibilities. Our counselors help clients understand those responsibilities and avoid things that pose a risk to ensure long-term success. Topics covered include: