Notice 7/1/2024:

As of July 1 2024, GROWTH is no longer accepting active applications for the Home Accessibility Rehab Program (HRAP). Our waitlist is currently closed due to having a higher volume of applicants than funds available at this time. Thank you for understanding.

To be eligible, homeowners must: 

• Be at-or-below 80 percent of the Area Median Income (80% AMI) based on household size. 
• Income limits are based out of the county in which you live.
  
• Click here for the income limits.
• ​​Be current on their mortgage payments
• Property must be single-family

Program Restrictions:

• Home must be a Single family property
• Adequate home insurance
• Property must be clear of all liens beyond a mortgage
• Traditional financing or owned outright.(No contract for deed, rent to own, reverse mortgage, home equity line of credit, open bankruptcy, open foreclosure)
• Current on Property Taxes
• Current on Mortgage
• Able to demonstrate financial ability to pay household finances
• Sole residence of all homeowners
• Able to demonstrate need for accessibility modification
• Able to provide documents on income & debts
• Rental properties may be eligible for accessibility modifications
• No luxury upgrades
• This is a modification and roof replacement program not a remodeling program
• Repairs, energy efficient updates, and other items may be eligible beyond the accessibility modifications/roof replacement
• Construction has limitations
• Program restrictions/rules are subject to change without notice
• Funding can be withdrawn
• Other restrictions apply. Call GROWTH for details.

Home Rehabilitation Accessibility Program (HRAP)

HRAP Brochure

HRAP (Home Rehabilitation Accessibility Program) assists seniors and persons with disabilities that are low-income and very low-income homeowners with health, safety, and energy efficiency repairs to their homes, as well as accessibility improvements. 

Eligible homeowners may receive up to $45,000 to cover necessary repairs through a five-year, forgivable loan. Funds can assist with home modifications and repairs, depending upon the need, and may include the following: 

Roof Replacements:
New roof, soffits, fascia, and gutters

Accessibility Modifications: 
Porches & Stairs- Install a ramp or stairlift (inside or outside). Install secure railings and steps. 
Sidewalks- replace crumbling concrete pathways
Bathrooms- improving accessibility which may include:

• installing a walk-in shower
• roll-in shower
• walk-in tub
• grab bars
• bench inside shower
• ingle lever faucets
• taller toilets
• wall mounted sinks

Remove trip hazards
For those that are hearing impaired, installation of visual smoke/carbon alarms and doorbells, acoustic tiles 
For those that are visually impaired, installation of phone entry-system and talking devices
Move laundry from basement to main level

View the video below to understand the general expectations of the program. To learn more, contact Jeremy Crafton, Project Manager, by calling (309) 794-6711 or email [email protected]. Equal Housing Opportunity Provider.

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(VIDEO) What to Expect

Watch this in-depth video that demonstrates what you should expect from GROWTH through the Single Family Rehabilitation Program.

If you have any questions on what to expect, please contact GROWTH by calling 309-788-6311 or email [email protected]. 

GROWTH is an Equal Opportunity Provider.

STep 1:
Complete Application 

If you are a homeowner looking for rehabilitation funds, an application must first be completed.

You must have Adobe Acrobat Reader to download the application. 
Get Adobe Free: Get Adobe

• Download the application
• Fill it out
• Save the application to your computer

Either print out the application and mail to
100 19th St., STE 109 Rock Island, IL 61201, or attach the application to a new email and email to [email protected].

Click below for the application. ​

Application

Step 2:
Appointment

GROWTH's Project Manager will qualify the homeowner from information provided on the application.

Our Project Manager will then call to set an appointment with the homeowner to collect the necessary financials and other paperwork. 
​ 
GROWTH's Project Manager will meet with the homeowner individually to review the program guidelines and individual needs.  

Email

Step 3:
HOMEOWNER Expectations 

What to expect (or not expect) from the Home Rehabilitation Accessibility Program will be explained to you in detail prior to entering into program documents. 

• This is a modification and roof replacement program not a remodeling program
• Repairs, energy efficient updates, and other items may be eligible beyond the accessibility modifications/roof replacement
• Construction has limitations

Homeowner will have to sign off on understanding the program parameters during your appointment. ​

What to expect